A bankruptcy discharge, sometimes referred to as a debtor’s discharge, is a bankruptcy court order that relieves a debtor from their obligation to pay certain types of debts. After the bankruptcy court issues the discharge, the creditors cannot contact the debtor, file a lawsuit over the discharged debts, or garnish the debtor’s wages or bank…

Chapter 7 bankruptcy is designed to give someone a fresh start by eliminating their unsecured debts. Unsecured debts include credit card bills, medical bills, amounts due on vehicles that were surrendered or repossessed, rent from a prior residence, and personal loans. (Debts that generally cannot be eliminated under Chapter 7 include child support, alimony, student…

You may have heard the phrase that “filing bankruptcy is a matter of public record.” What exactly does that mean? If you file for bankruptcy, can people access your personal, financial information? In Burrow & Associates’ latest blog, we’re explaining the term public record and what it means for your bankruptcy case. What is Considered…

The ongoing health crisis has left millions of US citizens out of work and struggling with debt. For those households who are already dealing with medical bills, car loans, and student loans, a situation like a job loss or illness can send families over a financial cliff. To help alleviate some of the financial issues…

What Happens When a Spouse Declares Bankruptcy in Georgia? At Burrow & Associates, one of the questions clients frequently ask our bankruptcy team relates to married couples and filing for bankruptcy. The couples want to know what will happen if only one of them file for bankruptcy. Will it impact the other spouse? In today’s…

Prior to filing for bankruptcy, you may wonder, “Is this going to affect my credit score?” or “How long does a bankruptcy stay on my credit?” To make an informed decision about your financial situation, it helps to know how bankruptcy will affect your credit card debt and credit score. The short answer is, yes,…

If you’re considering filing for bankruptcy, you may have come across several different types of bankruptcy. Understanding which type you qualify for can be just as important as making the decision to file. The most common individual bankruptcy case is called a Chapter 7 bankruptcy. What is Chapter 7 bankruptcy? Below, we’ve provided important answers…

If you have recently decided bankruptcy is the right choice for you, you may have questions about how to file for bankruptcy. Understanding timelines as well as the different forms you will need to complete is essential to the success of your bankruptcy case. For many, the paperwork alone can seem overwhelming. While it is…

If you’ve made the decision that bankruptcy is the right choice for you, you may find yourself asking, “What happens when you file for bankruptcy?” The process of filing is complex, and it requires a great deal of documentation, strong organization skills, and attention to detail. Without a good sense of what to expect, it…

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