What is a Mortgage Loan Modification? Owning a home can be challenging, especially when it comes to your finances. If you are a homeowner who is struggling to make your mortgage payments, your lender may be able to offer you something called a mortgage loan modification. Definition of a Mortgage Loan Modification A mortgage loan…

Can I Keep My House If I File for Bankruptcy?  If you are considering filing for bankruptcy, you may be wondering whether you will be able to keep your home during the bankruptcy process. As we explain, you may be able to keep your home – depending on the circumstances and what type of bankruptcy…

Purdue Pharma Settles Multi-Billion Dollar Bankruptcy Case This month, a US bankruptcy judge approved a settlement that removes the Sackler family from ownership of Purdue Pharma (maker of OxyContin) and devotes billions of dollars to the deadly opioid crisis. Judge Robert Drain confirmed the complex bankruptcy and settlement plan, ending two years of intense, closed-door…

How to File a Wrongful Death Claim in Georgia Losing a loved one is a traumatic experience. If you are grieving the sudden loss of a spouse, child, or parent, filing a lawsuit is probably the last thing on your mind. However, Georgia law does allow surviving family members to sue if their loved ones…

Proposed Fresh Start Through Bankruptcy Act The US Senate is considering a new, bipartisan bill that would allow borrowers to discharge their student loan debt in bankruptcy. The Fresh Start Through Bankruptcy Act of 2021 would amend the current bankruptcy code so that federal student loans could be eligible for discharge in bankruptcy after 10…

What is an Automatic Stay? When you file for Chapter 7 or Chapter 13 bankruptcy, an automatic stay goes into effect. An automatic stay is a court order that prevents creditors from starting or continuing any debt collection activities, such as a debt collection lawsuit. It also protects against foreclosures, repossessions, and wage garnishments. An…

Georgia has updated its bicycle safety laws. Effective this month (July 2021), the updated legislation gives both drivers and cyclists new guidance as to passing a bicycle on the roadway and, for the first time, provides enforcement for violation of the law. Georgia’s “Three Feet” Law Under the original version of this law, O.C.G.A. §…

If you’re considering filing for bankruptcy, you may be wondering how much the process will actually cost you. Also, is it worth it to file yourself, or should you hire a bankruptcy attorney instead? In Burrow & Associates’ latest blog, we discuss how much bankruptcy costs in Georgia, and why DIY filing can end up…

A bankruptcy discharge, sometimes referred to as a debtor’s discharge, is a bankruptcy court order that relieves a debtor from their obligation to pay certain types of debts. After the bankruptcy court issues the discharge, the creditors cannot contact the debtor, file a lawsuit over the discharged debts, or garnish the debtor’s wages or bank…

Chapter 7 bankruptcy is designed to give someone a fresh start by eliminating their unsecured debts. Unsecured debts include credit card bills, medical bills, amounts due on vehicles that were surrendered or repossessed, rent from a prior residence, and personal loans. (Debts that generally cannot be eliminated under Chapter 7 include child support, alimony, student…

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