The Cost of Carrying Credit Card Debt Will Increase in 2022 If you’re one of the millions of US consumers who are using their credit cards to cover their purchases – be prepared for an interest hike. During the pandemic, credit card holders paid off $83 million in debt, thanks to government stimulus checks and…
Can I Buy a House in Georgia After Bankruptcy? If you’ve filed for bankruptcy, you may be wondering whether you’ll be able to purchase a house for yourself and your family. While it may be challenging to buy a home after bankruptcy – it is possible. People who have a Chapter 7 or Chapter 13…
What is Bankruptcy? An Introduction Declaring bankruptcy can seem like an overwhelming and complicated process, so it’s important to first understand what bankruptcy means. Bankruptcy is the legal process that provides an avenue for individuals and businesses to eliminate many types of debts and repay others. There are different types of bankruptcy, and your financial…
Can I File for Bankruptcy and Keep My Car? If you’re facing financial hardship, you may be anxious to know whether you will be able to keep your car if you file for bankruptcy. For many people, their car is their lifeline, and keeping it is a top concern during the bankruptcy process. Fortunately, the…
The Basics of Semi Truck Accident Claims Driving on Georgia’s highways can be risky for all motorists, but it’s especially so for those who are driving near semi trucks. With their heavy weight and large size, tractor trailers can cause accidents with serious injuries and substantial damage. When a semi truck hits a car, motorcycle,…
A sideswipe accident is when two vehicles that are traveling parallel (in the same direction) collide with each other. The left side of one vehicle hits the right side of another. Sideswipe accidents are sometimes referred to as unsafe lane changes. Who is At Fault in a Sideswipe Accident – Why Sideswipes are Dangerous Sideswipe…
How Many Times Can You File For Bankruptcy? Many people deal with multiple financial hardships in their life, whether it’s a fiscal emergency or some type of debt. When a person is facing troubled times, they may decide that filing for bankruptcy is their best option. But is there a limit to how many times…
How to Get a Real, Live IRS Representative on the Phone It’s that time of year again, where we start to gather our financial forms and receipts and begin working on our tax returns. But what do you do if you have a question about filing your income taxes? For example, what if you need…
What is the Difference Between a Mortgage Loan Modification versus a Mortgage Refinance? If you’re a homeowner whose mortgage payments have become more expensive than you’d like them to be, there are a couple of ways of taking those payments down to a more affordable level. The most common options are loan modification or refinancing….
The Benefits of Filing for Bankruptcy: Why File for Bankruptcy Bankruptcy is a legal process that helps relieve individuals and businesses of their debt. There are different types of bankruptcy; the best option for relief depends on a person’s assets and financial situation. Ultimately, bankruptcy is a way to get peace of mind and a…