How Long Does It Take To Restore Credit After Bankruptcy? If you are considering filing for bankruptcy, you may be curious as to how long that bankruptcy will affect your credit score. Bankruptcy can impact your finances for several years. But, on the bright side, it can give you and your family a fresh financial…

Can I Buy a House in Georgia After Bankruptcy?  If you’ve filed for bankruptcy, you may be wondering whether you’ll be able to purchase a house for yourself and your family. While it may be challenging to buy a home after bankruptcy – it is possible. People who have a Chapter 7 or Chapter 13…

What is Bankruptcy? An Introduction Declaring bankruptcy can seem like an overwhelming and complicated process, so it’s important to first understand what bankruptcy means. Bankruptcy is the legal process that provides an avenue for individuals and businesses to eliminate many types of debts and repay others. There are different types of bankruptcy, and your financial…

Can I File for Bankruptcy and Keep My Car? If you’re facing financial hardship, you may be anxious to know whether you will be able to keep your car if you file for bankruptcy. For many people, their car is their lifeline, and keeping it is a top concern during the bankruptcy process. Fortunately, the…

How Many Times Can You File For Bankruptcy? Many people deal with multiple financial hardships in their life, whether it’s a fiscal emergency or some type of debt. When a person is facing troubled times, they may decide that filing for bankruptcy is their best option. But is there a limit to how many times…

The Benefits of Filing for Bankruptcy: Why File for Bankruptcy Bankruptcy is a legal process that helps relieve individuals and businesses of their debt. There are different types of bankruptcy; the best option for relief depends on a person’s assets and financial situation. Ultimately, bankruptcy is a way to get peace of mind and a…

Can I Keep My House If I File for Bankruptcy?  If you are considering filing for bankruptcy, you may be wondering whether you will be able to keep your home during the bankruptcy process. As we explain, you may be able to keep your home – depending on the circumstances and what type of bankruptcy…

Purdue Pharma Settles Multi-Billion Dollar Bankruptcy Case This month, a US bankruptcy judge approved a settlement that removes the Sackler family from ownership of Purdue Pharma (maker of OxyContin) and devotes billions of dollars to the deadly opioid crisis. Judge Robert Drain confirmed the complex bankruptcy and settlement plan, ending two years of intense, closed-door…

Proposed Fresh Start Through Bankruptcy Act The US Senate is considering a new, bipartisan bill that would allow borrowers to discharge their student loan debt in bankruptcy. The Fresh Start Through Bankruptcy Act of 2021 would amend the current bankruptcy code so that federal student loans could be eligible for discharge in bankruptcy after 10…

What is an Automatic Stay? When you file for Chapter 7 or Chapter 13 bankruptcy, an automatic stay goes into effect. An automatic stay is a court order that prevents creditors from starting or continuing any debt collection activities, such as a debt collection lawsuit. It also protects against foreclosures, repossessions, and wage garnishments. An…

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