What Is Wage Garnishment?
Wage garnishment occurs when a court order requires your employer to withhold money from your paycheck. It is usually the result of a court judgment where you’re found financially responsible for a certain amount of money. Bankruptcy is the only way to prevent wage garnishment unless you’re able to dispute the validity of the garnishment.
How Do I Stop Wage Garnishment?
Filing for bankruptcy prevents wage garnishment because it generates an “automatic stay.” Automatic stays prevent collection actions by creditors, including but not limited to garnishing your wages. Automatic stays go into effect immediately after bankruptcy is filed, regardless of whether you file for Chapter 7 or Chapter 13 bankruptcy.
What Is Next?
To learn more about how to end wage garnishment by filing for bankruptcy, give us a call at (678) 323-2394 or request a consultation today. We are conveniently located in cities around the state of Georgia in Athens, Conyers, Duluth and Morrow.