Our Trusted Bankruptcy Lawyers Guide Athens Families to a Bright Financial Future
Choosing to file for bankruptcy is not an easy decision. While it may be the best choice for you and your loved ones, the process of filing can often be overwhelming. At Burrow & Associates, we know that bankruptcy can be an extremely challenging process, but our Athens bankruptcy lawyers are committed to guiding you through the process of filing for bankruptcy in a stress-free and judgement-free environment. Our attorneys will sit down with you to understand your financial position and goals and advise on the best solution available to you.
If you would like more information, please reach out to our Athens bankruptcy office at (706) 765-2115 and schedule a free consultation to explore all options legally available to you. We are dedicated to serving you and your family and making the bankruptcy filing process as smooth as possible.
Bankruptcy Areas of Law
Expert Legal Counsel at Our Athens Location:
FAQs Answered from Our Athens Bankruptcy Lawyers
Q: How much does an Athens bankruptcy attorney charge?
The answer to this question depends on whether you are filing a Chapter 7 or a Chapter 13 bankruptcy case. There are generally two types of fees to consider when filing a bankruptcy case – the filing fee and the attorney fees. The filing fee is typically comprised of the court cost, the consumer credit counseling course, and the credit report. The court charges a fee of $335.00 to file a Chapter 7 and $310.00 to file a Chapter 13. Everyone that files a bankruptcy case must take a consumer credit counseling course within 180 days prior to filing a case. Most firms, including Burrow & Associates, allow you to take this course in the office when you sign up as a client or you can take it yourself via the internet. Typically, the fee for this course is less than $25.00.
Most firms that utilize bankruptcy preparation software will pull a bankruptcy credit report which provides the correct address for providing notice to all your creditors. The fee for this service is typically less than $35.00 per individual. Attorney fees vary significantly depending on whether you file a Chapter 7 or Chapter 13. A Chapter 7 case typically lasts 5-6 months while a Chapter 13 lasts 3-5 years and your attorney will represent you for the duration of the case. Burrow & Associates offers a payment plan in Chapter 7 cases to make the attorney fees more affordable and minimize up-front costs for the client. Attorney fees in a Chapter 13 case are put into the Chapter 13 plan and paid over the duration of the bankruptcy case.
Q: Why would anyone need an Athens bankruptcy lawyer?
Bankruptcy is simply a solution to those that are facing financial difficulties. Some reasons people might consider filing bankruptcy include overwhelming credit card debt, medical bills, loans, potential repossession of a vehicle, debt associated with a vehicle that was repossessed or surrendered, fees due to a landlord for a prior residence, foreclosure of a home, an eviction action filed by your landlord, garnishment of wages or bank accounts, and many other scenarios that are causing financial difficulties.
Many people are struggling with debt caused by loss of a job, death of a family member, decrease in household income, medical problems, and other life-changing events that are no fault of their own. Regardless of the situation, filing bankruptcy is intended to give you the fresh start you deserve. Bankruptcy can stop repossessions, garnishments, foreclosures, evictions, and harassing phone calls by debt collectors. When you file a bankruptcy case, an automatic stay immediately goes into place to protect you from all of your creditors and preventing them from taking any action to collect on a debt unless they get court permission.
Contact Our Athens Bankruptcy Lawyers Today
For a free consultation, contact our Athens bankruptcy lawyers at Burrow & Associates today at (706) 765-2115 to schedule an appointment. Our experienced lawyers will sit down with you at our Athens office and discuss your financial circumstances to explain all legal options available to you. We want to help you make the best decision for you and your family.