Athens Bankruptcy Lawyers
Choosing to file for bankruptcy is not an easy decision, but it may be the best choice for you and your loved ones. At Burrow & Associates, we know that bankruptcy can be an extremely challenging process, but our Athens bankruptcy lawyers are dedicated to helping you file for bankruptcy in a stress-free and judgment-free environment. Our bankruptcy attorneys in Athens, GA will sit down with you to understand your financial position and goals and advise on the best solution available to you.
If you would like to learn more about our bankruptcy services, please reach out to our Athens bankruptcy attorney office at (706) 765-2115 and schedule a free consultation to explore all legally available options. Our bankruptcy attorneys in Athens, Georgia, are dedicated to serving you and your family and making the bankruptcy filing process as smooth as possible.
Bankruptcy Areas of Law
Expert Legal Counsel at Our Athens Location:
FAQs Answered from Our Athens Bankruptcy Lawyers
Q: How much does an Athens bankruptcy attorney charge?
The answer to this question depends on whether you are filing a Chapter 7 or a Chapter 13 bankruptcy case. There are generally two types of fees to consider when filing a bankruptcy case – the filing fee and the attorney fees. The filing fee typically consists of the court cost, the consumer credit counseling course, and the credit report. The court charges a fee of $338.00 to file a Chapter 7 and $313.00 to file a Chapter 13. Everyone that files a bankruptcy case must take a consumer credit counseling course within 180 days before filing. Most firms, including Burrow & Associates, allow you to take this course in the office when you sign up as a client or take it via the internet. Typically, the fee for this course is less than $25.00.
Most firms that utilize bankruptcy preparation software will pull a bankruptcy credit report which provides the correct address for giving notice to all your creditors. The fee for this service is typically less than $30.00 per individual. Attorney fees vary significantly depending on whether you file a Chapter 7 or Chapter 13. A Chapter 7 case typically lasts 5 to 6 months, while Chapter 13 lasts 3 to 5 years, and your attorney will represent you throughout the process. Burrow & Associates offers a payment plan in Chapter 7 cases to make the attorney fees more affordable and minimize up-front costs for the client. In a Chapter 13 case, attorney fees are put into the Chapter 13 plan and paid throughout the bankruptcy case.
Q: Why would anyone need an Athens bankruptcy lawyer?
Bankruptcy is a solution for those that are facing financial difficulties. People might consider filing bankruptcy due to overwhelming credit card debt, medical bills, loans, potential repossession of a vehicle, foreclosure of a home, or other scenarios that cause financial difficulties.
Many people struggle with debt caused by the loss of a job, death of a family member, decrease in household income, medical problems, and other life-changing events that are no fault of their own. Regardless of the situation, filing bankruptcy can give you the fresh start you deserve. Bankruptcy can stop repossessions, garnishments, foreclosures, evictions, and harassing phone calls by debt collectors. When you file a bankruptcy case, an automatic stay immediately safeguards you from all of your creditors, preventing them from taking any action to collect on a debt unless they get court permission.
Contact Our Athens Bankruptcy Lawyers Today
For a free consultation, contact our Athens bankruptcy lawyers at Burrow & Associates at (706) 765-2115 to schedule an appointment. Our experienced bankruptcy attorneys in Athens, Georgia, will sit down with you and discuss your financial circumstances to explain your legal options.