Foreclosure Law Service

Foreclosure Attorney Atlanta GA
What is Foreclosure?

Foreclosure is the process by which a homeowner’s rights to a property are forfeited because of failure to pay the mortgage. If the owner cannot pay off the outstanding debt or sell the property via short sale, the property then goes to a foreclosure auction. If the property does not sell at auction, it becomes the property of the lending institution (the bank).

How Can I Prevent Foreclosure?

Being in debt on a mortgage is not uncommon. Thousands of honest, hardworking families throughout Georgia and the United States currently face this problem. Falling behind on mortgage payments also doesn’t automatically mean that your house will be foreclosed on. Halting a current or impending foreclosure can be as simple as filing for Chapter 13 bankruptcy. Filing under Chapter 13 can create an automatic “stay” that will prohibit any creditors from taking any action on any debts you owe (including your mortgage). A Chapter 13 bankruptcy will allow your debts to be reorganized and paid over a three to five-year plan.

What Should I Do Now?

To speak with a foreclosure attorney about your legal options, give us a call at (678) 323-2394 or request a consultation today. We are conveniently located in cities around the state of Georgia in Athens, Conyers, Duluth and Morrow.

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