Dahlonega Bankruptcy Lawyers

If you are finding yourself in financial trouble, rest assured: you are not alone. And although you might be feeling stressed, overwhelmed, and hopeless, you can and should ask for help. If debts, bills, and overall financial problems are taking their toll on your life, this help can come in the form of filing bankruptcy.

By doing so, you can legally set yourself free from debt and start building a fresh new financial life. But while bankruptcy is a great option, it can also be very complicated to handle on your own. This is why you need an experienced and trustworthy Dahlonega bankruptcy attorney – like the team at Burrow & Associates.

We have assisted countless Dahlonega individuals and families with their bankruptcy cases, and provided them with sound financial advice and the possibility to start from scratch and create a solid financial future.

Bankruptcy Areas of Law in Dahlonega:

Expert Legal Counsel in Dahlonega:

Dahlonega Bankruptcy Law Q&A

Q: How long is the bankruptcy process?

For Chapter 7 Bankruptcy, the process takes four to six months from when you file until discharge. A Chapter 13 Bankruptcy takes from three to five years.

Q: What is the difference between a Chapter 7 and a Chapter 13 Bankruptcy?

Chapter 7 Bankruptcy is the best option if you meet the eligibility requirements and are not behind on payments for secured debts like your car or mortgage. The process is quick, and you don’t pay back the unsecured creditors, making it cheaper than filing Chapter 13. However, you must meet income requirements and asset limitations to qualify. If you have an expensive home, car, or luxury items, you may have to surrender them for Chapter 7 Bankruptcy eligibility. 

For the Chapter 13 Bankruptcy, you and your bankruptcy attorney in Dahlonega will work out a three to five-year payment plan to pay off your debt. The benefits of filing a Chapter 13 include getting to keep all or most of your property.  The monthly payment amount will be governed by the amount of debt that must be repaid in the time allotted by the court.  It is not uncommon to find yourself with only a small amount of disposable income while in a Chapter 13 case because you are required to pay your creditors back as quickly as monetarily possible.  However, the good news is you may also save a large amount of money on interest, late payment penalties, and possibly even pay a lesser amount than owed for some vehicles that qualify when you are in Chapter 13. 

Q: What fees will I pay if I file bankruptcy?

The fees will depend on whether you are filing a Chapter 7 or Chapter 13 Bankruptcy. There are two categories of fees for filing bankruptcy: court costs and attorney fees. The court charges $335 to file a Chapter 7 and $310 to file a Chapter 13 Bankruptcy case. You will also need a credit report and credit counseling before you can file a bankruptcy case.   A knowledgeable Dahlonega bankruptcy attorney could go over the attorney’s fees and the total amounts you will pay during the consultation.

Contact Our Burrow’s Dahlonega Bankruptcy Lawyers Today

To arrange your free, initial consultation with Burrow & Associates, please contact us today.  Our legal team is looking forward to helping you get your finances in order and start afresh with a strong, positive mindset. Call today to start preparing for your bankruptcy.

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