A bankruptcy discharge, sometimes referred to as a debtor’s discharge, is a bankruptcy court order that relieves a debtor from their obligation to pay certain types of debts. After the bankruptcy court issues the discharge, the creditors cannot contact the debtor, file a lawsuit over the discharged debts, or garnish the debtor’s wages or bank…

Chapter 7 bankruptcy is designed to give someone a fresh start by eliminating their unsecured debts. Unsecured debts include credit card bills, medical bills, amounts due on vehicles that were surrendered or repossessed, rent from a prior residence, and personal loans. (Debts that generally cannot be eliminated under Chapter 7 include child support, alimony, student…

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