Medical malpractice is one of those legal concepts you hear about so often that it’s easy to think you know what it means. Yet, many people often misunderstand it—usually believing it includes one of two extremes:

Worried about bankruptcy ruining your chance of ever getting a credit card again? When filing for bankruptcy, it seems like you’ve got a choice between two evils: stay in your painful financial situation or go down a path that seemingly ruins your credit permanently.

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