Using a cell phone while driving is a significant safety hazard that many drivers underestimate. Contrary to popular belief, even hands-free devices do not eliminate the risk of distracted driving. Here are some crucial, updated facts to consider: Driving While on the Phone Fact #1: Increased Crash Risk Research from the National Highway Traffic Safety…
Until you file for bankruptcy or know someone who does, it’s easy to hold stereotypical views about bankruptcy filers. You might think they’re young people who have spent wildly and now suffer the consequences of college and credit card debt. Or perhaps you imagine a low-income family unable to make ends meet with minimum-wage jobs….