Bankruptcy is one of those experiences in life that sounds horrible. Even the word “bankruptcy” has a final, ominous sound to it, like a door closing in your face. Because people’s entire financial lives are geared toward avoiding bankruptcy, most people don’t know what bankruptcy actually entails. As a result, many scary myths have cropped…

It’s a driver’s nightmare—hitting road debris that actually causes a car accident. Driver-on-driver accidents are scary, but at least you’re dealing with another person. Road debris is just an object, and you can run across objects at any time that range from large rocks to exploded tractor trailer tires. Usually, you have plenty of time…

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