If you’ve never experienced a severe personal injury in which someone or some organization was at fault, then your only knowledge of settlements probably comes from the media or TV. Because the media likes to report mostly interesting and sensational stories, you may immediately think of righteous, multi-million dollar settlements against “bad” companies who get…

As the most common type of bankruptcy in the United States, Chapter 7 bankruptcy will fit your needs if your household earns below the median income in the state where you live or if your household passes a “means test”—a special calculation that allows you to file for bankruptcy if the household income is considered…

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